business women

Business Women Must Capitalize on Entrepreneurial Funding

It’s seldom that we hear about the phrase Business Women. In the capitalist world, the conclusive action that one can take is open up his or her own business and become an entrepreneur. Most of the businesses we see around us are own by men. A study has shed some light on the fact that more than 70 percent of business owners are men. But slowly and gradually it is going in the other direction too.

In the previous couple of years, business women are flourishing with a rapid speed. Report shows, that about 29 percent of  businesses are own by women and that is only in the USA.

Loans for Minority Business Women

Starting a business as a woman is difficult enough let alone as a minority woman. For minority business women many government agencies are coming to them both at federal and state level. They have made funds, grants and assistance programs to pave the way for minority business women. It seemed a bit idealistic at first, but we have seen many women  benefited from these funds and assistances. For this effect, the most prolific agency has been the Environmental Protection Agency (EPA). They have given more than $2 billion for needy and minority business women.

Small Business Grants for Women

Any woman who wants to become an entrepreneur should look out for small business grants in the related area of business. As in any field where there are hundreds and thousands of business women, the competition for business loans, grants and subsidies have also become very fierce. So if you want business grants, the idea for your next business must be formidable enough.  Chances for you to get the grants are great and you could have incremental opportunities for such funds. This will also increase your chances to become a successful business woman.

Small business administration grants are targeted toward both women-owned businesses and male entrepreneurs. It is important for you as a female entrepreneur to research into how to get business startup grants. For example, www.grants.gov assists various states and organizations searching for government grants for housing and many other projects.

Government grants for women social entrepreneurs and non-profit organizations have become necessary to carry out federally authorized projects to help communities in need. Financial grants have become popular as many governments see the need to partner with women-owned organizations to fulfill the federal purpose for women needs.

Loans for Business Women with Bad Credits

Many organizations, even the government-owned ones do not really encourage business loans for women who have bad credit ratings. These business women usually come at the bottom of the charts for loan or grant accommodations, even below the men with small criminal charges. In the recession based economy, only a few people manage to hold steadfast to their good credit ratings. Having a bad credit ratings however, should not hold business women back. In case you have bad credit ratings, receiving loans through debit and credit cards might be your best way out.

Startup Business Loans for Women


In the case of business women who are seeking help and grants for startups, there are many options they can choose from that can give them the needed funds for their businesses. If the capital you need is approx. $10,000, then peer-to-peer loans could be the number one priority on your list. The retaining policy can span for many years but the interest rate is a bit steep.

Angel investors are also a good alternative, but they often give funds and loans that are above $100,000. But for business women in other categories, they have given a threshold of $50,000. It really depends on the opportunities within the startup idea.

Editorial Staff at CEIimages is a team of writers, dedicated to the development of individuals to achieve their maximum potential, led by Enoch Antwi. Follow us on Google+. View all posts by

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